Real Life Insurance
How would your family cope if you were to fall seriously ill or, even worse, pass away? Most Indians insure major items such as their home, car or health, but what about the most precious asset: your own life?
What’s covered?
Free interim Accidental Death cover for up to 30 days if we need extra time to assess your application
We will pay 100% of your Benefit Amount in advance if you’re diagnosed with a Terminal Illness (with less than 12 months to live)
A $10,000 advance funeral benefit to your family to assist with the immediate costs of a funeral while we’re assessing your claim
We have optional covers including Children’s Insurance, Serious Illness Insurance, and Total & Permanent Disability
Need for Life Insurance
Life insurance, especially tailored to meet financial needs. Today, there is no shortage of investment options for a person to choose from. Modern day investments include gold, property, fixed income instruments, mutual funds and of course, life insurance. Given the plethora of choices, it becomes imperative to make the right choice when investing your hard-earned money. Life insurance is a unique investment that helps you to meet your dual needs - saving for life's important goals, and protecting your assets. Let us look at these unique benefits of life insurance in detail.
Asset Protection
From an investor's point of view, an investment can play two roles - asset appreciation or asset protection. While most financial instruments have the underlying benefit of asset appreciation, life insurance is unique in that it gives the customer the reassurance of asset protection, along with a strong element of asset appreciation.
The core benefit of life insurance is that the financial interests of one’s family remain protected from circumstances such as loss of income due to critical illness or death of the policyholder. Simultaneously, insurance products also have a inbuilt wealth creation proposition. The customer therefore benefits on two counts and life insurance occupies a unique space in the landscape of investment options available to a customer.
